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If you’re looking to boost your travel with a nice haul of transferable points, you might want to think about one of Citi’s most viable cards on the market.
New Citi Strata Premier℠ Card (see rates and fees) cardholders can earn 75,000 bonus points after spending $4,000 on purchases within the first three months of account opening.
According to TPG’s November 2024 valuations of ThankYou points at 1.8 cents apiece, that’s a bonus worth $1,350.
In the past, Citi has offered up to 80,000 ThankYou bonus points — and while that’s a pretty solid deal, 75,000 ThankYou points also offer tons of value. It’s worth noting this card underwent a very minor refresh in May; the annual fee stayed the same while some new benefits were introduced.
Let’s dive deeper into Citi’s Strata Premier Card to see what other perks it offers.
Earning points on the Strata Premier
Aside from the potential points haul the welcome bonus offers, the Citi Strata Premier is one of the best earners among rewards credit cards thanks to its various bonus categories. They include:
- 10 ThankYou points per dollar on hotels, car rentals and attractions when booked through CitiTravel.com
- 3 points per dollar at restaurants
- 3 points per dollar at supermarkets
- 3 points per dollar at gas stations and electric vehicle charging stations
- 3 points per dollar on air travel and hotels
- 1 point per dollar on all other purchases
What can you do with Citi ThankYou points?
What’s particularly valuable about ThankYou points is the ability to utilize the issuer’s 21 airline and hotel transfer partners.
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After you meet the initial spending requirement of $4,000 in the first three months, you’ll have 75,000 ThankYou points — and many more if you’ve spent in the bonus categories listed above — that you can use to book travel that includes flights and hotels.
If you value simplicity, the 75,000-point welcome bonus will let you book $750 of paid travel directly through the Citi ThankYou travel portal.
You’ll earn miles and elite status on these flights by redeeming points this way, and you don’t have to worry about award availability. You could also redeem your points for $750 in gift cards.
TPG credit cards writer Danyal Ahmed is a huge fan of the Citi Strata Premier and utilizes his points exclusively by transferring them to some of Citi’s transfer partners.
He finds value in programs such as Air France-KLM Flying Blue, thanks to their standardized award chart between the U.S. and Europe. It offers business-class tickets for 50,000 points one-way, with the ability to add a free stopover.
Danyal also often transfers his Citi ThankYou points to Qatar Airways Privilege Club to book their renowned Qsuite business-class product.
Related: Everything you need to know about ThankYou points
Things to consider
Here’s the specific verbiage on application restrictions for this offer:
Bonus ThankYou® Points are not available if you have received a new account bonus for a Citi Premier® or a Citi Strata Premier℠ account in the past 48 months.
Additional perks offered by the Citi Strata Premier include:
- $100 annual hotel credit (on single hotel stay bookings of $500 or more, excluding taxes and fees, booked through CitiTravel.com or by calling 1-833-737-1288)
- Free FICO credit score monitoring
- Citi Quick Lock so you can block new purchases without interrupting recurring ones
- Lost wallet protection for emergency cash
- Citi Concierge access
- Complimentary ShopRunner membership
- No foreign transaction fees
- Citi Entertainment
- Extended warranty on purchases
The card also offers the following travel protections:
Bottom line
Between the welcome bonus, extra points earned through the ThankYou portal, earning 3 points per dollar on a wide range of popular bonus categories and valuable transfer partners, the Citi Strata Premier Card is a great travel rewards credit card.
You can easily rack up ThankYou points through everyday spending on gas, EV charging, groceries and dining purchases without a cap on how many points you can earn.
To learn more, read our full review of the Citi Strata Premier Card.
Apply here: Citi Strata Premier
Related: Better together: Why the Citi Strata Premier and Rewards+ cards are a great pair
