Aer Lingus Visa Signature bank card overview: Full particulars

Editors be aware: It is a recurring put up, repeatedly up to date with new info and presents.

The Aer Lingus Visa Signature® Card presents a robust bonus and first rate incomes potential on Aer Lingus, Iberia and British Airways flights. It does, nonetheless, fall a bit brief by way of airline-specific perks. Loyal Avios members can profit from the cardboard, however most informal vacationers will probably be higher off with a card that earns a transferable forex. Card Ranking*: ⭐⭐⭐

*Card Ranking relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

The Aer Lingus Visa Signature® Card is greatest fitted to vacationers who incessantly fly backwards and forwards between the U.S. and Europe. The cardboard solely costs a $95 annual charge, and also you do get a few stable airline perks. Nevertheless, the incomes construction is not something to put in writing residence about.

What units this card aside is the power to earn a superb stash of Avios with the welcome bonus. We’ll dive into the main points in regards to the bonus and how one can earn it under, however that is still one of many largest promoting factors for the cardboard total.

The really helpful credit score rating for this card is a minimum of 670 or increased. Let’s dive into the cardboard particulars so you possibly can determine if it is a good match for you.

The Aer Lingus Visa is at present providing 75,000 Avios after you spend $5,000 within the first three months of account opening.

And for a restricted time, you may additionally earn 5 Avios on each $1 spent on fuel, grocery and eating in mixed purchases (both as much as $10,000 or for the primary 12 months from account opening, whichever comes first).

These 75,000 Avios are value $1,125, based on TPG’s valuations. Plus, in case you max out the $10,000 cap in mixed purchases, you may earn an extra 50,000 Avios and add one other $750 of worth, bringing your whole bonus worth to $1,875. This locations it towards the highest of our greatest limited-time welcome presents obtainable.

This bonus is the largest promoting level of the cardboard total. Particularly since you need to use Avios throughout Aer Lingus, British Airways and Iberia interchangeably, incomes a bonus in Avios does supply a little bit extra flexibility by way of incomes and burning rewards in comparison with different airline loyalty packages.

Day by day Publication

Reward your inbox with the TPG Day by day e-newsletter

Be a part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s specialists

Keep in mind that since this can be a Chase card, it does adhere to the Chase 5/24 rule. For those who’ve opened 5 or extra accounts throughout issuers previously 24 months, you are nearly sure to be denied for this card.

Associated: Playing cards providing welcome bonuses of a minimum of 100,000 factors

As anticipated for a mid-tier cobranded airline card, the Aer Lingus Visa presents minimal perks. With it, you may get:

• Financial system Companion ticket: Get an Financial system Companion Ticket each calendar 12 months that you simply spend a minimum of $30,000 in your card. This lets you add a companion to a paid economic system flight at no further value to you, as long as you ebook by emailing Aer Lingus immediately.

Whereas these perks are nice, we’re dissatisfied to not see an inflight low cost or further free checked baggage.

Associated: Bank cards that may get you free checked baggage

With the Aer Lingus Visa, you may earn:

• 3 Avios per greenback spent on purchases with Aer Lingus, British Airways, Iberia, and LEVEL
• 2 Avios per greenback spent on resort lodging when bought immediately with the resort
• 1 Avios per greenback spent on all different purchases

Moreover, for a restricted time, you earn 5 Avios on fuel, grocery and eating purchases (both as much as $10,000 or for the primary 12 months from account opening, whichever comes first).

For flights, that is not a foul return for a cobranded airline card. Nevertheless, you may get a greater return on spending in case you use a premium journey card like The Platinum Card® from American Categorical or Chase Sapphire Reserve® as a substitute.

Associated: The very best methods to make use of Avios

The Avios you earn with the Aer Lingus Visa are a precious journey forex that you may redeem for Aer Lingus or accomplice flights or switch to different Avios-earning airways to redeem there.

However for these trying to capitalize on the Aer Lingus route community, there are some strategic causes for reserving on Aer Lingus. One of many aggressive benefits is that it costs decrease taxes and costs — which might prevent a whole lot of {dollars} on award flights. Moreover, Aer Lingus has a stable North American route community and the power for U.S. vacationers flying out of Dublin or Shannon to clear U.S. immigration in Eire moderately than ready till hitting the bottom within the U.S.

Whether or not you are reserving Avios award flights on Aer Lingus, B.A. or a accomplice airline, Avios provides you loads of redemption choices, together with Aer Lingus A321 enterprise class from Dublin (DUB) to Philadelphia (PHL) for simply 50,000 Avios and $151.60 in taxes.

Associated: Easy methods to ebook Aer Lingus award tickets with Avios

You possibly can switch Avios freely throughout Aer Lingus, British Airways and Iberia. And since British Airways is a Oneworld accomplice, that opens up many doorways for redemption choices throughout airways. For example, when you switch your Avios to British Airways, you possibly can then switch them to Qatar to ebook the famend Q-suites.

You can additionally take a web page from TPG senior author Ben Smithson‘s ebook. He repeatedly makes use of Avios to ebook short-haul flights from London to Europe for simply 4,750 British Airways Avios every method, plus an affordable $22 in charges, taxes and surcharges every method.

Associated: 4 variations of Avios: When to make use of Aer Lingus, Qatar Airways, Iberia and British Airways

• For those who favor a extra versatile forex and are below the 5/24 rule. The Chase Sapphire Most well-liked® Card is a stable card choice that earns Final Rewards factors, which you’ll switch to Aer Lingus or any of its different resort and airline companions. With it, you may earn 3 factors per greenback on eating, 2 factors per greenback on journey and 1 level per greenback on all different purchases. For extra info, learn our full overview of the Chase Sapphire Most well-liked.
• For those who favor a versatile forex and are over the 5/24 rule. The American Categorical® Gold Card earns Membership Rewards factors. With it, you may get 4 factors on eating at eating places and at U.S. supermarkets (U.S. supermarkets capped at $25,000 per calendar 12 months, then 1 level), 3 factors on flights booked immediately from the airline or amextravel.com, and 1 level on every part else. For extra info, learn our full overview of the Amex Gold.
• For those who favor one other Avios-earning airline. The Iberia Visa Signature® Card is an airline card that earns Avios. It earns 3 factors per greenback on Aer Lingus, British Airways, Iberia, and LEVEL. This card has helpful advantages similar to 10% low cost once you ebook flights by way of iberia.com/Chase10 and a $1,000 low cost voucher annually after you spend $30,000. For extra info, learn our full overview of the Iberia Visa.

For extra choices, try our greatest airline playing cards.

Associated: Every part to learn about Chase switch companions

If you wish to earn Avios, the Aer Lingus Visa could also be value including to your pockets. With a low annual charge, stable welcome bonus and advantages like precedence boarding and the power to earn a companion ticket, this card is first rate for Aer Lingus followers. Nonetheless, you could favor to get a card that earns transferable factors as a substitute and easily switch these factors to your Avios account.

Apply right here: Aer Lingus Visa